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How Much is Insurance for a GMC Yukon XL? [How to Find Cheap Rates]

Key takeaways:

  • Full coverage costs around $1,454 a year or $121 each month
  • A liability-only policy costs around $602 a year or $50 each month
  • Highest rates are for teenage drivers at around $5,483 a year or $457 each month
  • Good drivers can save as much as $618 a year by earning policy discounts
  • GMC Yukon XL insurance costs around $19 less per year than the average vehicle

GMC Yukon XL insurance rates are $121 per month for full coverage and $50 per month for liability-only coverage. High-risk drivers, like teen drivers, could pay up to $457 per month. Continue reading to learn how you can save money on GMC Yukon insurance rates.

You can start comparing quotes for GMC Yukon auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

GMC Yukon XL Insurance Cost

The average GMC Yukon XL auto insurance costs are $1,454 a year or $121 a month.

Are GMC Yukon XLs Expensive to Insure?

The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the Lexus RX 350, Cadillac Escalade ESV, and Mazda CX-9.

Vehicle Comprehensive Collision Liability Total
GMC Yukon XL $362 $562 $372 $1,454
Lexus RX 350 $358 $660 $440 $1,638
Cadillac Escalade ESV $464 $720 $390 $1,732
Mazda CX-9 $332 $542 $390 $1,422
Mercedes-Benz GLC 300 $412 $810 $390 $1,770
Jeep Grand Cherokee $322 $562 $372 $1,414
Dodge Journey $322 $532 $372 $1,384
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Yukon XL Insurance?

The GMC Yukon XL trim and model you choose can impact the total price you will pay for GMC Yukon XL auto insurance coverage.

Age of the Vehicle

Older GMC Yukon XL models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.

Model Year Comprehensive Collision Liability Total
2020 GMC Yukon XL $362 $562 $372 $1,454
2019 GMC Yukon XL $346 $542 $390 $1,436
2018 GMC Yukon XL $332 $536 $398 $1,424
2017 GMC Yukon XL $320 $524 $416 $1,418
2016 GMC Yukon XL $310 $502 $430 $1,400
2015 GMC Yukon XL $292 $484 $442 $1,376
2014 GMC Yukon XL $282 $450 $452 $1,342
2013 GMC Yukon XL $270 $424 $456 $1,308
2012 GMC Yukon XL $258 $380 $460 $1,256
2011 GMC Yukon XL $242 $350 $460 $1,210
2010 GMC Yukon XL $234 $328 $464 $1,184
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Driver Age

Driver age can have a significant impact on the cost of GMC Yukon XL auto insurance. For example, 20-year-old drivers pay as much as $1,842 more each year for their GMC Yukon XL auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in New York may pay $378 a year more than drivers in Chicago.

Your Driving Record

Your driving record can have an impact on the cost of GMC Yukon XL auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL auto insurance with violations on their driving record.

GMC Yukon XL Safety Ratings

Your GMC Yukon XL auto insurance rates are influenced by the safety ratings of the GMC Yukon XL. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/A
Small overlap front: passenger-side N/A
Moderate overlap front N/A
Side N/A
Roof strength N/A
Head restraints and seats N/A
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Crash Test Ratings

Good GMC Yukon XL crash test ratings can lower your GMC Yukon XL auto insurance rates. See GMC Yukon XL crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Yukon XL SUV RWD 4 stars 4 stars 5 stars 3 stars
2020 GMC Yukon XL SUV 4WD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2019 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2018 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2017 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV RWD 4 stars 4 stars 5 stars 3 stars
2016 GMC Yukon XL 1500 SUV 4WD 4 stars 4 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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GMC Yukon XL Safety Features

Having a variety of safety features on your GMC Yukon XL can help lower your insurance costs. According to AutoBlog, the 2020 GMC Yukon XL’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Adjustable Pedals
  • Front Tow Hooks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

GMC Yukon XL Insurance Loss Probability

The GMC Yukon XL’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the GMC Yukon XL, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 11%
Property Damage -1%
Comprehensive 37%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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GMC Yukon XL Finance and Insurance Cost

If you are financing a GMC Yukon XL, most lenders will require your carry higher GMC Yukon XL coverages including comprehensive coverage, so be sure to compare GMC Yukon XL auto insurance rates from the best companies using our FREE tool below.

5 Ways to Save on GMC Yukon XL Insurance

Although it may seem like your GMC Yukon XL auto insurance rates are set, there are a few measures that you can take to secure the best GMC Yukon XL auto insurance rates possible. Take a look at the following five ways to save on GMC Yukon XL auto insurance.

  • Ask About GMC Yukon XL Safety Discounts
  • Work with a Direct Insurer Instead of an Insurance Broker for Your GMC Yukon XL
  • Ask About Retiree Discounts
  • Get Cheaper GMC Yukon XL Insurance Rates as a Full-Time Parent
  • Ask About GMC Yukon XL Low Mileage Discounts

Top GMC Yukon XL Insurance Companies

Who is the best company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free GMC Yukon XL Insurance Quotes Online

You can start comparing quotes for GMC Yukon XL auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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