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Online Cadillac CTS-V Insurance Rates [Rates + Cheap Coverage Guide]

Key takeaways:

  • Full coverage costs around $1,684 a year or $140 each month
  • A liability-only policy costs around $675 a year or $56 each month
  • Highest rates are for teenage drivers at around $6,155 a year or $513 each month
  • Good drivers can save as much as $694 a year by earning policy discounts
  • Cadillac CTS-V insurance costs around $165 more per year than the average vehicle

Cadillac CTS-V insurance rates average $1,684 a year or $140 a month for full coverage. Good drivers may be eligible for up to $694 in policy discounts per year by practicing safe driving habits. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Cadillac CTS-V Insurance Cost

The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.

Are Cadillac CTS-Vs Expensive to Insure?

The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Infiniti Q70, Mercedes-Benz E300, and Porsche Panamera.

Vehicle Comprehensive Collision Liability Total
Cadillac CTS-V $406 $804 $338 $1,684
Infiniti Q70 $370 $774 $338 $1,618
Mercedes-Benz E300 $394 $744 $338 $1,612
Porsche Panamera $520 $1,042 $398 $2,118
Audi A7 $406 $834 $398 $1,796
Audi S8 $658 $1,368 $398 $2,582
Audi S6 $444 $894 $398 $1,894
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac CTS-V Insurance?

The Cadillac CTS-V trim and model you choose can impact the total price you will pay for Cadillac CTS-V insurance coverage.

Age of the Vehicle

Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.

Model Year Comprehensive Collision Liability Total
2018 Cadillac CTS-V $406 $804 $338 $1,684
2017 Cadillac CTS-V $394 $784 $354 $1,668
2016 Cadillac CTS-V $380 $752 $364 $1,632
2014 Cadillac CTS-V $344 $674 $384 $1,538
2013 Cadillac CTS-V $332 $634 $388 $1,490
2012 Cadillac CTS-V $318 $568 $390 $1,412
2011 Cadillac CTS-V $296 $522 $390 $1,344
2010 Cadillac CTS-V $286 $490 $394 $1,306
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Driver Age

Driver age can have a significant impact on Cadillac CTS-V auto insurance rates. For example, 20-year-old drivers pay approximately $2,060 more each year for their Cadillac CTS-V auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in Jacksonville may pay $1,011 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V auto insurance rates with violations on their driving record.

Cadillac CTS-V Safety Ratings

Your Cadillac CTS-V car insurance rates are tied to the safety ratings of the Cadillac CTS-V. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Marginal
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Crash Test Ratings

Cadillac CTS-V crash test ratings can impact your Cadillac CTS-V car insurance rates. See Cadillac CTS-V crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2019 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2018 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2017 Cadillac CTS-V 4 DR RWD 4 stars 4 stars 5 stars 5 stars
2016 Cadillac CTS-V 4 DR RWD N/R N/R 5 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac CTS-V Safety Features

Having a variety of safety features on your Cadillac CTS-V can help lower your insurance costs. According to AutoBlog, the 2020 Cadillac CTS-V’s safety features include:

  • Rear Vision Camera
  • Lane Keep Assist with Lane Departure Warning
  • Following Distance Indicator
  • Forward Collision Alert
  • Lane Change Alert with Side Blind Zone Alert
  • Rear Cross-Traffic Alert

Cadillac CTS-V Insurance Loss Probability

The Cadillac CTS-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Cadillac CTS-V, others are more favorable and lead to lower insurance rates.

Insurance Coverage Category Loss Rate
Collision 74%
Property Damage -26%
Comprehensive 35%
Personal Injury no data
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Cadillac CTS-V Finance and Insurance Cost

If you are financing a Cadillac CTS-V, you will pay more if you purchase Cadillac CTS-V auto insurance at the dealership, so be sure to shop around and compare Cadillac CTS-V auto insurance quotes from the best companies using our FREE tool below.

Ways to Save on Cadillac CTS-V Insurance

There are several ways you can save even more on your Cadillac CTS-V car insurance rates. Take a look at the following five tips:

  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Ask for a New Cadillac CTS-V Auto Insurance Rate Based on Your Improved Credit Score
  • Understand that Your Insurer Can Change Your Cadillac CTS-V Auto Insurance Rates Mid-Term for Other Reasons
  • Remove Young Drivers from Your Cadillac CTS-V Insurance Plan
  • Ask About Cadillac CTS-V Discounts If You Were Listed on Someone Else’s Policy

Top Cadillac CTS-V Insurance Companies

Who is the best company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac CTS-V Insurance Quotes Online

You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.

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